Business

UPI Transactions Surge In March; Crosses Rs 24.77 Lakh Crore

According to the data from the National Payments Corporation of India (NPCI), India’s Unified Payments Interface (UPI) recorded a strong performance in March, with transactions volume reaching 18.3 billion, reflecting a 13.59% rise from February’s 16.11 billion.

The total transaction value for the month hit a record Rs 24.77 lakh crore, marking a 12.79% increase compared to Rs 21.96 lakh crore in February.

Daily Transactions Show Steady Growth

On an average day in March, UPI processed over 590 million transactions, amounting to Rs 79,910 crore.

This marked a 1.9% rise in transaction value and a 2.6% increase in volume from the previous month.

Year-on-year, March’s figures showed a 25% jump in transaction value and a notable 36% rise in volume, highlighting UPI’s rapid adoption and its growing role in India’s digital economy.

On Tuesday, several users experienced transaction failures while using UPI.

NPCI clarified that some banks faced intermittent issues due to financial year-end processes, but the UPI system itself remained functional.

Efforts were underway to resolve the disruptions.

The NPCI in a statement stated, “Today, due to the financial year closing, some of the banks are facing intermittent transaction declines. UPI system is working fine, and we are working with the concerned banks for necessary redressal.”

New UPI Guidelines In Effect From 1 April

With the start of the new financial year, fresh UPI regulations have come into force.

Under these rules, UPI IDs linked to inactive mobile numbers will automatically deactivated.

If a user’s registered mobile number has been inactive for an extended period, their UPI ID will be unlinked, preventing further transactions.

To continue using UPI services, users must ensure their registered mobile number remains active.

Banks and UPI apps must update mobile number records weekly to prevent errors from recycled or modified numbers.

Also Read: SUV Sales Surge In March As Indian Automakers Report Strong Growth

Mankrit Kaur

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