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State-owned Central Bank of India has extended its festival offer for three months till March 31 to increase its retail asset book. Earlier, the offer was till December 31, 2023.
The bank is offering low interest rate, waiver in processing fee and other facilities for customers during this period, Central Bank of India general manager (retail assets) Vivek Kumar said.
Cent Grih Laxmi Scheme and Cent Business Scheme are offering the lowest rate of interest across the industry starting from 8.35 per cent.
Last week, the bank also held meeting with major real estate developers across Delhi-NCR. About 150 Direct Sales Agents (DSAs) and 50 renowned builders across the region joined the event. He also said that interest rates on most of the products have peaked and there is hardly any scope for further hike.
Rates on the liability side have also more or less saturated and liquidity position is within manageable range, he said.
On the co-lending model, he said the bank has built a substantial asset book through this.
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