Business

Digital Payments Rise 10.7% YoY; RBI Index Shows Deepening Adoption

Digital payments across India rose by 10.7 per cent year-on-year as of March 2025, according to the latest Reserve Bank of India – Digital Payments Index (RBI-DPI).

The index, which tracks the growth and adoption of online transactions, stood at 493.22, up from 445.5 in March 2024 and 465.33 in September 2024, the RBI said in a statement.

The central bank has published the composite index semi-annually since January 2021, with March 2018 as the base year. It measures the extent of digitisation in the country’s payment ecosystem.

The RBI attributed the increase in the index to strong growth in supply-side payment infrastructure and overall payment performance. These two factors, it noted, played a significant role in expanding digital payment usage.

The RBI-DPI comprises five key parameters that assess the penetration and deepening of digital payments:

  • Payment Enablers (25%)
  • Payment Infrastructure – Demand-side (10%)
  • Payment Infrastructure – Supply-side (15%)
  • Payment Performance (45%)
  • Consumer Centricity (5%)

With consistent improvement across these areas, the index reflects India’s continuing shift towards a cashless economy.

Also Read: India-UK Trade Pact Signals Bold Shift Towards 21st-Century FTAs

Ajaypal Choudhary

Recent Posts

“A Surge of Emotion In The Ocean Of Sanatan Dharma,” Acharya Pramod Krishnam Meets Pandit Dhirendra Shastri

Posting a photo of the meeting on the social media platform X, Acharya Pramod Krishnam…

37 mins ago

Asian Geography Conference Champions Youth As Vanguards Of National Development

Colonel Mustafa urges youth to use geography actively for disaster management, policy, and national development.

3 hours ago

India Sends Record 111-Member Squad To Deaflympics 2025 In Tokyo

India names a record 111-member team for Deaflympics 2025, competing across 11 sports disciplines.

4 hours ago

PM Modi, Leaders Extend Birthday Wishes to Bharat Ratna LK Advani

PM Modi, Amit Shah, and leaders extend birthday wishes to Bharat Ratna LK Advani.

4 hours ago

Justice Vikram Nath Hails PM Modi’s Vision For Accessible & Technology-Driven Justice At NALSA Conference

Justice Vikram Nath praised PM Modi’s vision for inclusive, tech-driven justice and legal empowerment.

4 hours ago

Justice Surya Kant Calls For Empathetic Tech-Driven Legal Aid System At NALSA Conference

Justice Surya Kant urged empathetic, tech-driven legal aid reforms to make justice accessible and inclusive.

4 hours ago