Business

Digital Payments Rise 10.7% YoY; RBI Index Shows Deepening Adoption

Digital payments across India rose by 10.7 per cent year-on-year as of March 2025, according to the latest Reserve Bank of India – Digital Payments Index (RBI-DPI).

The index, which tracks the growth and adoption of online transactions, stood at 493.22, up from 445.5 in March 2024 and 465.33 in September 2024, the RBI said in a statement.

The central bank has published the composite index semi-annually since January 2021, with March 2018 as the base year. It measures the extent of digitisation in the country’s payment ecosystem.

The RBI attributed the increase in the index to strong growth in supply-side payment infrastructure and overall payment performance. These two factors, it noted, played a significant role in expanding digital payment usage.

The RBI-DPI comprises five key parameters that assess the penetration and deepening of digital payments:

  • Payment Enablers (25%)
  • Payment Infrastructure – Demand-side (10%)
  • Payment Infrastructure – Supply-side (15%)
  • Payment Performance (45%)
  • Consumer Centricity (5%)

With consistent improvement across these areas, the index reflects India’s continuing shift towards a cashless economy.

Also Read: India-UK Trade Pact Signals Bold Shift Towards 21st-Century FTAs

Ajaypal Choudhary

Recent Posts

PM Modi & Acharya Pramod Krishnam Steer Kalki Dham’s Rapid Rise In Sambhal

The ongoing construction of Shri Kalki Dham in Sambhal shows rapid progress as skilled artisans…

1 hour ago

PM Anthony Albanese Marries Jodie Haydon In Intimate Ceremony At The Lodge

Australian Prime Minister Anthony Albanese married Jodie Haydon on Saturday at The Lodge, the first…

2 hours ago

NIA Secures Further Custody Of Anmol Bishnoi As Probe Into Terror Syndicate Deepens

The NIA has secured another seven days’ custody of international gangster Anmol Bishnoi, the younger…

3 hours ago

Delhi Police Seek Details On Foreign-Trained Doctors As Red Fort Blast Probe Expands

Delhi Police are seeking details of foreign-trained doctors as part of the Red Fort blast…

3 hours ago

Early RSV Infection Strongly Linked To Higher Childhood Asthma Risk, Scientists Report

Early RSV infection raises childhood asthma risk, especially in allergy-prone families, but newborn protection can…

5 hours ago

National Herald Case: Court Defers Cognisance Decision To 16 December

The Rouse Avenue Court in Delhi on Saturday again deferred its decision on taking cognisance…

6 hours ago