Can Your Aadhaar Get You A Rs 3 Lakh Government Loan? PIB Fact Check Debunks Claim

The Press Information Bureau’s Fact Check unit has warned citizens about a false claim circulating online regarding an alleged government loan programme.

The misleading message claims that the Central government provides a loan of ₹3 lakh to every individual under a scheme called the ‘Prime Minister Loan Scheme’.

According to PIB Fact Check, the claim has no basis and does not represent any genuine Central government initiative.

⚠️ लुभावने दावों वाली फर्जी योजनाओं से सावधान रहें!

दावा: प्रधानमंत्री लोन योजना के तहत हर किसी को आधार कार्ड पर ₹3,00,000 का लोन दिया जा रहा है।#PIBFactCheck

❌ यह दावा #फर्जी है।

✅ केंद्र सरकार द्वारा ऐसी कोई योजना नहीं चलाई जा रही है।

▶️ केंद्र सरकार की जनकल्याणकारी… pic.twitter.com/DqhV9LIxuO

— PIB Fact Check (@PIBFactCheck) August 26, 2026

PIB Fact Check has categorically rejected the claim and clarified that the Central government does not run any scheme that offers ₹3 lakh loans to everyone simply based on their Aadhaar card.

The warning aims to prevent people from believing misleading messages that could potentially expose them to financial fraud or the misuse of personal information.

Citizens should therefore verify claims about government welfare programmes before sharing personal or financial details.

PIB Fact Check has advised people to obtain information about Central government welfare schemes only through authorised sources.

The official myScheme portal provides information about government schemes and helps citizens identify genuine programmes and their eligibility requirements.

People should avoid relying on unverified social media posts, forwarded messages or websites that make attractive financial promises in the name of the government.

The warning highlights the importance of checking the authenticity of government-related claims before acting on them.

Citizens who encounter suspicious messages should independently verify the information through official government channels rather than clicking unknown links or submitting sensitive details.

The clarification serves as a reminder that attractive claims involving easy loans or financial assistance can mislead people.

By checking government announcements through authentic platforms, citizens can protect themselves from misinformation and possible online fraud.

Also Read: Rs 2,500 Mobile Tower Fee? PIB Fact Check Debunks Fake DoT Certificate