Aadhaar Loan At 2% Interest? PIB Fact Check Says PM Scheme Claim Is Fake

A message claiming that loans are being offered at an annual interest rate of 2% under a Prime Minister’s scheme using Aadhaar is fake, according to PIB Fact Check.

The fact-checking agency warned people not to fall for such messages, stating that they could be an attempt at cyber fraud.

PIB Fact Check clarified that neither Prime Minister Narendra Modi nor the Government of India is operating any scheme offering loans at a 2% annual interest rate on the basis of an Aadhaar card.

📣क्या आपके पास भी प्रधानमंत्री योजना के तहत आधार कार्ड से 2% सालाना ब्याज दर पर लोन दिए जाने का मैसेज आया है?#PIBFactCheck

❌ यह मैसेज #फर्जी है।

⚠️ ऐसे संदेशों के झांसे में न आएं। यह साइबर ठगी का प्रयास हो सकता है।

✅ प्रधानमंत्री @narendramodi या भारत सरकार द्वारा ऐसी… pic.twitter.com/voAeMsVAg6

— PIB Fact Check (@PIBFactCheck) August 13, 2026

The agency advised citizens to remain cautious when receiving such messages and avoid acting on unverified claims.

The message circulating online falsely links the alleged loan facility to a government welfare scheme, potentially misleading recipients into sharing personal or financial information.

Citizens should rely only on the official MyScheme portal for authentic information about Central Government welfare schemes.

PIB Fact Check also urged people to report suspicious images, videos or messages related to the Central Government through its official fact-checking channel so that their authenticity can be verified.

Citizens can send suspicious content to PIB Fact Check through WhatsApp or email for verification.

Also Read: Rs 999 For A Rs 3 Lakh Mudra Loan? PIB Fact Check Exposes Fake Approval Letter